Insurance Appraisal Services for Carriers & Claims Teams

Carriers need loss valuations that are accurate the first time. When a property claim moves into the appraisal process, the right independent appraiser shortens the timeline, controls loss adjustment expense, and produces a file that holds up under review. We work with insurance companies, TPAs, and claims managers to resolve disputed claims efficiently and impartially.

  • Carrier-Appointed Appraisers: Name us as your appraiser under the policy appraisal clause. We deliver a disciplined valuation and negotiate in good faith toward a defensible award.

  • Documentation That Holds Up: Every scope is written in Xactimate with current pricing, photo support, and clear line item reasoning, so the file stands up to reinspection or litigation.

  • Shorter Cycle Times, Lower Expense: Appraisal resolves disputes faster and at less cost than litigation. We keep files moving and reduce the need for repeat inspections.

  • Neutral Umpire Services: When both sides need an impartial decision maker, we serve as umpire, review both positions on the evidence, and issue a binding award without bias toward either party.

How We Work with Carriers Through the Appraisal Process

Our role is to bring accuracy and speed to disputed claims, whether we are appointed as your appraiser or serving as the neutral umpire. Here is what to expect once a file is assigned:

  • 1. Assignment & File Review: Send us the claim file, adjuster notes, prior estimates, and policy language. We confirm the scope of engagement and clear any conflicts before work begins.
  • 2. Inspection & Field Documentation: We inspect the property, verify the reported damage against actual conditions, and capture photos, measurements, and a written scope of loss.
  • 3. Independent Valuation: We prepare a complete Xactimate estimate covering only what the policy covers, then exchange positions with the opposing appraiser and work toward agreement.
  • 4. Award & Closure: Once the appraisers agree, or a majority is reached with the umpire, the signed award closes the dispute and your team can issue payment with confidence.